Bruno Gremez is a Fintech entrepreneur. He co-founded Smart Fintex, a fintech focused on facilitating access to financial products by SMEs and low-income people, and of CT&F, a financial advisory firm specialised in commodities. He is based in Dubai. Before co-founding these two start-ups, Bruno has gained twenty years international banking experience in Export & Project Finance and in Energy Commodities. He has worked with ABN AMRO and BNP Paribas in multiple locations including Brussels, Moscow, Paris, Amsterdam and has extensive experience of emerging markets, commodities and finance.